Tag Archives: Flood


We have always called a spade a spade. The Federal Emergency Management Agency, better known as FEMA is now in our cross hairs. Let’s be honest here, this is a Welfare Agency for the rich. How so? Those who live on the water benefit by buying cheapo insurance from the National Flood Insurance Program (NFIP) from FEMA; the cost is 1/10 of what private insurance would charge. Contact them now, they are waiting for your call. For more information about the NFIP and flood insurance, call

Two Types of Flood Insurance Coverage
The NFIP’s Dwelling Form offers coverage for: 1) Building Property, up to $250,000, and 2) Personal
Property (Contents), up to $100,000. The NFIP encourages people to purchase both types of coverage. Your mortgage company may require that you purchase a certain amount of flood insurance coverage.

Private insurance companies do insure those with waterfront properties in need of more than the $250,000 limit set by NFIP. However the rates are at market. Excess Flood Insurance Rates are through the roof. It’s expensive, though specifics are hard to come by until you start seeking quotes. In many instances the next $500,000 of insurance cost between $10,000 to $20,000 per year, when in fact the average FEMA policy is closer to $1000.

We don’t mind a flood of money going to states that suffer a natural disaster and specifically used for repairing infrastructure, but filling the pockets of rich people with our money is beyond the pale. It is time for FEMA to exit the insurance market. Those who take risk by living on the water must pay for their own proclivity. They will find that the rate for a basic FEMA policy of $250,000 offered by the private sector is closer to $5000. The rest of us suckers literally bail them out. They play, we pay.

We suspect a flood of claims to be submitted to FEMA for flood damage by people who don’t have flood insurance. The estimates are that 270,000 out of 1.3 million properties were insured. Uncle Sam will bail out those who thought the big one will never come. Time for the United States to say we had enough and warn those who take risk to accept the consequences. After all if you don’t have life insurance do your heirs ask the government to pay up?

Don’t forget the other largess funded by Uncle Sam, rebuilt beaches, breakwaters and sea walls to protect the waterfront homes. We pay time after time. Have any of these super rich ever invited you to sit on their deck over looking the ocean? Time for the government to exit the private sector for good.


Little did they realize the breath and zeal that Harvey would level on them. As the storm approached those in its path were shocked in disbelief. They weren’t evacuated, so they were sanguine to the coming flood. This was no gully washer, this was the biblical 40 days and 40 nights flood.

Over fifty inches a rain came down in a fury. Raining cats and dogs was not an apt description, winds at the epicenter spared no one. Houston was tormented for days on end, with no place to go the residents had to stay put while they bared the brunt of the storm; all wondering if Noah’s Ark will come to the rescue. And as the sun rises by day, the FEDERAL ARK named FEMA will soon be arriving in Houston. 

Expect the unexpected aptly applies to those who live on the water. The Big One is always a possibility and timing is everything. The calm before the “it won’t hit us” storm can and will when least expected. And don’t forget the liberal retards (libtards) who said, “Texas got what it deserved.” Funny that they would say ‘that Houston deserved what it got.’ If memory serves us correctly, Houston went for Hillary (Lock her Up) Clinton. Perhaps there is a God after all

“We’ve been dealing with [FEMA Administrator] Brock Long all day long and he’s been emphasizing the necessity that everybody come to grips with how long this is going to take in order to rebuild the Houston area because of this once in a lifetime flooding incident,” Governor Abbott went on.

Harvey was forecast to move inland Wednesday, bringing its downpours to Louisiana, Arkansas, Tennessee and parts of Missouri. The system has dumped up to 51 inches of rain on parts of southeastern Texas, a record for any storm in the continental United States.

Our hearts go out to the residents of Texas who survived the storm; our sympathy goes out to those families who suffered the loss of loved ones.